Your trucks, your terms – Heavy Vehicle Finance that works for you
Triple 8 is proud to contribute towards keeping the wheels of our country turning, specialising in tailored Truck and Trailer Loans for all types of transport businesses and business structures, Australia-wide.
Whether you're just starting out, or managing the challenges of a rapidly expanding fleet, we'll take the time to understand your requirements, guide you in the right direction, and take the stress out of finding the lowest rate funding solution so you can focus on the road ahead.
Accelerate your growth with tailored Truck Financing
Choosing the right loan structure to finance a new or used truck offers several key benefits that can significantly impact your business's cash flow and financial health. A well-suited structure ensures that your repayments are manageable and aligned with your business's income patterns, helping you avoid unnecessary strain on your finances.
Whether you opt for a chattel mortgage, hire purchase, or lease, the right structure can also provide tax advantages, improve your cash flow by minimising upfront costs, and offer flexibility in terms of ownership or end-of-term options.
Tailoring the loan structure to your specific needs ensures the right balance between affordability, tax efficiency, and long-term financial planning, ultimately supporting the growth and success of your business.
• Low interest and no deposit truck finance
• 24-hour approvals
• Low doc truck loans (no financials required) up to $500k
• Start-ups and new business truck loans
• Aged-vehicle finance options
• Balloon refinancing
• Truck or Trailer replacement loans
• Engine overhaul loans
Why Triple 8 Equipment Finance?
24
Hour approvals
30+
Lenders to choose from
100%
Finance with zero deposit
Fast, friendly, and efficient. How can we assist?
Securing a commercial truck or trailer loan may require specialized expertise and an in-depth understanding of the commercial lending landscape. To ensure the best possible outcome for your truck finance application, it’s crucial to work with an experienced and reputable brokerage that specializes in commercial equipment financing rather than a generalist, or consumer-focused broker who may lack the specific knowledge required for your needs.
We'll find you the right Truck Loan at the best rate for your individual circumstances from our wide range of lenders, including the major banks and specialist finance companies, all while protecting your credit file from unnecessary enquiries.
Call us for a confidential, no-obligation discussion on truck and trailer finance options for start-up or established business, or request a call-back at a time convenient to you.
Our Funding Partners
Through our extensive lender panel, Triple 8 has access to a wide range of financial products to provide tailored funding solutions for our clients.
In addition, we have direct access to a number of smaller niche funders that provide working capital solutions. business loans and lines of credit as a value-added service to our customers.
Truck and Trailer Loans - Q & A
What kind of trucks do you finance?
Triple 8 provides easy truck finance options for vehicles of all types and sizes, from small commercial Tippers and Flat Tray Loaders to Refrigerated Trucks, Rigid Trucks, Prime Movers, Livestock carriers, and B-Triple Road Trains. We facilitate truck finance for trucks purchased through private sales, auctions or truck dealers nationwide.
Can I get a truck loan for a start-up business?
Yes, start-up businesses and new operators are eligible for truck loans just like any other established business. Triple 8 specialises in assisting new operators or start-up businesses secure truck loans and will guide you step by step through the application and document preparation process. Check out our helpful tips for start-ups and new ventures.
Can I finance an older truck with high mileage?
Absolutely. As experienced truck loan brokers, we are accredited with a wide range of banks and specialist lenders and know exactly which ones offer the best truck finance options, including loans for trucks of any age with unlimited mileage.
I have bad credit, will that be a problem?
Not necessarily. Because we understand that things can sometimes go wrong in life, Triple 8 provides a number of options that allow businesses or individuals with impaired credit to secure a truck loan. When assessing an application for a bad credit truck loan, certain lenders will look beyond your credit file and take other factors into account, such as trading history and current financials.
Do I need to provide my business’ financials to get a truck loan?
Depending on your circumstances, truck loan applications may be made on a Low/No Doc or a Full Doc basis, each of which require varying degrees of supporting information. Full financials are not required for Low or No Doc applications, and depending on the required loan amount, you may not need to provide any financial information at all. At Triple 8, we will assess your eligibility for each option and advise you on the most suitable truck loan options for your circumstances.
Can I get a truck loan if I have an overdue tax debt?
Yes, an outstanding ATO tax debt does not disqualify you from being approved for a new or used truck loan however, depending on the amount of the truck loan, certain lenders may ask for evidence of an ATO payment plan.
Truck Finance Application and Settlement Process
Get your new vehicle on the road in 6 easy steps
1
Complete a brief telephone or face to face interview to discuss your borrowing requirements and current business situation
2
Triple 8 will revert with a recommended lender strategy and provide a list of supporting information required from you to proceed
3
Once we've receive your information we'll call you at a convenient time to complete the application over the phone before submitting it to the lender
4
Provided no further supporting information is requested by the lender, an approval may be issued within as little as 24 hours
5
Triple 8 will contact the seller to request the required documents and arrange an asset inspection if required by the lender
6
Loan documents are drafted for signature once vendor information has been returned
Settlement
Once loan documents have been correctly executed and returned along with any remaining information your broker will prepare the final documents for settlement.
